3% Homestead & Senior Shield
Picket Fence Protection Act • Texas Campaign Fleet
No Texas family or retiree on a fixed Social Security income should ever be taxed out of a home they spent 30 years paying off. My platform slashes the annual homestead appraisal cap from 10% down to a strict 3% circuit breaker, locks city, county, and MUD tax ceilings for seniors 65+ and disabled homeowners, and abolishes HOA home foreclosures statewide.
“Every policy on this platform is mine—born from my own personal experience, everyday common sense, and the experiences of my clients and the good families and seniors I have met on the campaign trail, from Georgetown and Round Rock to Katy and communities across Texas.”
Right now, Texas politicians tell seniors their property taxes are “frozen” at age 65—but they leave out the fine print that is pricing retirees out of their homes.
Under current Tex. Tax Code § 11.26, only school-district taxes are mandated to freeze at age 65. Meanwhile, under the 10% appraisal cap (§ 23.23), county, municipal (like Georgetown and Round Rock in Williamson County), hospital district, and MUD taxable values can double in just 7 years—swallowing Social Security COLAs whole.
By amending Tex. Tax Code § 23.23(a) from 10% to 3%, no Texas homestead—whether owned by a young working family or a retiree under 65—can ever have its taxable value raised faster than 3% in a single year, keeping property tax bills predictable and below wage/pension inflation.
We expand Tex. Tax Code § 11.26 so the 65+ and disabled homeowner tax ceiling applies automatically across every taxing unit—city, county, community college, hospital district, and MUD—plus a permanent HOA Foreclosure Ban (Prop. Code Ch. 209) so seniors in Sun City Georgetown, Round Rock, Katy, and statewide never lose a paid-off home.
Select a community preset or slide your home value to see how much my 3% Homestead Cap saves you every year and over 5 years:
Authored from personal experience, common sense, and the experiences of clients and families across Texas.
Amends Tex. Tax Code § 23.23 to lower the annual homestead appraisal cap from 10% to 3% for every primary residence in Texas.
Expands Tex. Tax Code § 11.26 so seniors 65+ and disabled homeowners receive a mandatory tax freeze across city, county, hospital, and MUD taxes—not just school districts.
Amends Tex. Prop. Code Ch. 209 to strip Homeowners Associations (HOAs) of home repossession and non-judicial foreclosure powers over assessment or fine disputes.
Prohibits institutional Wall Street funds from buying existing 1–4 unit single-family homes and mandates structured divestment back to Texas families.